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Published by Lumavel LLC. This policy describes how we operate today. Effective 2026-08-15.

Legal entity. Lumavel LLC is a Virginia limited liability company (established 2026). Lumavel LLC is the legal entity responsible for the Lumavel services and policies described on this page. Governing law for these documents is the Commonwealth of Virginia, USA. 3CL Holdings is a portfolio brand only and is not a contracting party — see Holdings portfolio notice.

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Business Toolkit Terms

Effective: August 15, 2026

Ordinary Business Toolkit calculators and utilities available on lumavel.co are covered by the general Terms of Service and Privacy Policy. Results are informational; you remain responsible for business decisions.

Contact: privacy@lumavel.co

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