Legal

Business Hub Terms

Published by Lumavel LLC. This policy describes how we operate today. Effective 2026-08-15.

Legal entity. Lumavel LLC is a Virginia limited liability company (established 2026). Lumavel LLC is the legal entity responsible for the Lumavel services and policies described on this page. Governing law for these documents is the Commonwealth of Virginia, USA. 3CL Holdings is a portfolio brand only and is not a contracting party — see Holdings portfolio notice.

Terms for Lumavel Business Hub subscriptions, tools, and optional bank linking via Plaid. These overlay the general Lumavel Terms of Service.

Business Hub Terms

Effective: August 15, 2026

Business Hub subscriptions and ordinary Hub tools for adults are governed by the Terms of Service, Privacy Policy, and Subscription & Refund Policy.

Bank linking (Plaid) remains paused until we finish required banking disclosures and controls. Do not expect Plaid connect to be available while the high-risk feature gate is on.

Contact: privacy@lumavel.co